First Card Free, No KYC Needed: How to Buy Best Virtual Dollar Card in Nigeria
Finding a reliable way to make international payments remains a significant hurdle for many Nigerians. Local fintech apps like Chipper Cash often face downtime, and traditional bank cards come with restrictive limits.
In this post, you will learn how to buy a better alternative virtual dollar card. This solution bypasses the common issues faced with other providers.
I have personally tested this virtual dollar card for various online international transactions. It works seamlessly where others fail.
The best part? The first card issuance is free, and you do not need to complete KYC to load a balance of up to $5,000, depending on the card type.
Key Takeaways
- Get a functional virtual dollar card without the need for strict KYC documentation.
- Enjoy zero fees on your first card issuance.
- Customize your billing address to suit international stores.
- Avoid recurring fees by purchasing one-time use cards.
What Is A Virtual Dollar Card?
Virtual dollar cards are prepaid debit cards denominated in US dollars. They are issued electronically by banks or financial institutions, allowing customers to spend money online anywhere debit cards are accepted.
The popularity of these cards surged in Nigeria around 2022. This was when Nigerian banks suspended international spending on Naira cards. Consequently, fintech apps began issuing their own dollar cards, though many users still report transaction failures.
Although many Nigerian banks lifted the international spending ban on Naira cards around September 2025, restrictions remain. The quarterly spending limit is usually capped around $1,000 for most banks.
This limitation forces Nigerians with higher spending needs to seek reliable alternatives.
The Best Alternative: Rewarble Virtual Prepaid Debit Card
Rewarble is a platform owned by Centiward, a Dutch company. They offer diverse payment solutions, including gift cards and virtual prepaid debit cards.
Their virtual prepaid debit card allows you to manage card details online and make payments globally. It stands out as a robust solution for Nigerians looking for seamless international transactions.
Card Types And Features
Rewarble offers various types of virtual prepaid debit cards, including MasterCard and Visa options issued by different partnering banks.
These cards may have slightly different terms, fees, and features. It is important to review the specifics of each card type on their platform before creation.
Personal Experience And Usability
Based on my testing, the Rewarble virtual prepaid debit card is currently the top choice for international dollar payments in Nigeria.
It works perfectly for payments on major platforms. I have used it successfully for Google Workspace subscriptions, domain name purchases, and other digital services.
One distinct advantage is the flexibility of the billing address. Unlike other virtual cards that assign a default address, Rewarble allows you to set your preferred location.
This feature is incredibly beneficial for online stores that require a billing address matching a specific country.
Pros And Cons Of Rewarble Cards
Before you proceed, it is essential to weigh the benefits against the potential downsides.
- Free First Card: No issuance fees for your first card.
- No KYC Required: Load up to $5,000 without identity verification (card dependent).
- Address Control: Ability to set a custom billing address.
- High Acceptance: Works where many Nigerian fintech cards fail.
- Activation Fees: Charged if you leave the card dormant and try to reuse it.
- Recurring Fees: Monthly fees and reload fees apply to long-term usage.
Pro Tip: To avoid activation and maintenance fees, buy a card with the exact amount you need and use it once. Create a new card for future transactions instead of reloading an old one.
Understanding The Fees
While the first card is free, subsequent usage behaviors attract fees. These include reload fees, unload fees, card generation fees, and monthly maintenance fees.
However, you can bypass most of these by following the strategy mentioned in the tip above. Since the first card issuance is free, treating them as disposable cards is cost-effective.
How To Buy Rewarble Virtual Cards In Nigeria
The process is straightforward. You purchase a Rewarble gift card (MasterCard or Visa) and use it to fund the creation of your virtual debit card.
Follow these instructions to complete your purchase securely via EDPlugNG.
1. Review Terms
Read the terms and conditions binding your usage of the service.
2. Place Order
Complete the buy virtual dollar card form located on this page.
3. Contact Vendor
Click the "Order Now on WhatsApp" button to proceed. You will be redirected to a vendor on WhatsApp who will confirm the current price.
4. Make Payment
Request bank account details and make the transfer. You will receive your Rewarble MasterCard or Visa gift card code within 5 minutes of payment confirmation.
How To Redeem Your Rewarble Gift Card
Once you have purchased your code from EDPlugNG, follow these steps to generate your virtual card:
- Visit the redemption page at https://rewarble.com/redeem.
- Enter your email address and the 16-digit redeem code you received.
- Click on "Redeem Now" and select the prepaid card type you wish to create.
- Fill out the form with the details you want associated with your card.
Once completed, your card will be created instantly. You can then manage the card details and view transaction history directly on the Rewarble dashboard.
Frequently Asked Questions
No, KYC is not required for loading balances up to $5,000, depending on the specific card type you choose.
Yes, the cards are reloadable. However, reuse attracts reload fees and monthly maintenance fees. It is often cheaper to create a new card for each significant transaction.
Yes, Rewarble cards are widely accepted for digital subscriptions like Netflix, Spotify, and Apple Music, provided you use the correct billing address.
Conclusion
Rewarble offers a robust solution for Nigerians seeking a reliable virtual dollar card without the hassle of strict KYC or banking limits. By following the strategy of using one-time cards, you can avoid fees and enjoy seamless international payments.
Whether you need to pay for web hosting, shop on Amazon, or subscribe to services, this card gets the job done.
Have you tried using Rewarble or other virtual cards recently? What was your experience?
Let me know in the comments section below. I am happy to answer any questions you might have about setting up your card.
Buy Virtual Card
Exchange rates are subject to change. Always confirm the final price with the vendor on WhatsApp before making payment.
Follow these simple steps to get your virtual card code instantly:
- Select the virtual card you want to buy (e.g., Rewarble MasterCard).
- Enter the amount in the card's currency (e.g., 10 for $10).
- Select your preferred payment method (Naira Bank Transfer or Crypto). The final price you'll pay will be displayed.
- Click the "Order Now on WhatsApp" button.
- You'll be redirected to a vendor on WhatsApp. Send the pre-filled message.
- The vendor will provide you with payment details (bank account or crypto wallet address).
- Make your payment and send proof (e.g., screenshot).
- Your virtual card code will be sent to you on WhatsApp instantly upon payment confirmation.
- Exchange rates are subject to change based on market conditions. Always confirm the current price with the vendor before making payment.
- All sales are final. Virtual card codes are non-refundable once issued.
- Please ensure you know how to use the card you are purchasing. We are not responsible for user error or issues with third-party platforms.
- Card codes are sent only after your payment (Naira or Crypto) is fully received and confirmed by our vendor.
- All transactions should be confirmed within 24 hours to resolve any potential issues.
- This term is subject to respective card issuer terms. For full terms, please visit our Terms and Conditions page.
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